NFM Lending Chief Information Officer, Christos Bettios, fresh from the 2017 Mortgage Bankers Association conference, discusses the future of the loan originator. Will the loan originator be completely removed from the mortgage process, replaced by technology? Bettios gives his insight from the conference as well as his insights on security and technology in the loan origination process.
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Where Are Interest Rates Headed? An interview with Tom Sealock
Where are interest rates headed and how will it affect the housing market and home affordability? What are some metrics that the average person can use to help monitor where interest rates are going? NFM Lending's Director of Secondary, Tom Sealock, discusses the external factors currently putting pressure on the markets such as the recent natural disasters and North Korea. Sealock gives his prediction for rates for the rest of 2017 and what the Federal Reserve will do in Q3 and Q4.
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Do’s and Don’ts for Borrowers in the Mortgage Process
Cathy Purdham, Underwriting Manager of NFM Lending discusses the do's and don'ts for borrowers looking to make their first home purchase or refinance. What is debt-to-income ratio (DTI)? Why should you avoid large purchases? How important is your credit report and score?
What is payment shock? Residual income? Non-sufficient funds? And how do they factor in getting approved for a home loan?
If you are a first time homebuyer, looking to move up, or refinance, Cathy offers some great tips for making sure the transaction goes smoothly.
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NFM Lending Hurricane Harvey Relief Efforts
NFM Lending's Chief Business Development Officer, Greg Sher, leads NFM's efforts to raise donations for victims of Hurricane Harvey.
August 30 through September 8th, NFM Lending is encouraging its employees and interested referral partners to bring items to one of our 41 locations across the county so that we can schedule a pickup with the Red Cross to help relief efforts in Houston, Texas and Louisiana for residents affected by Hurricane Harvey. For information on branch locations, please visit nfmlending.com/branches.
For more information and updates on the effort visit https://nfmlending.com/nfm-lending-supports-victims-of-hurricane-harvey/.
You can also follow the hashtag #nfmheavyhearts on social media
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